Please Leave Home Without It

Kolleen Schocke |

Concerns over identity theft continue to grow, especially with the news of data breaches at major companies and financial institutions. Unfortunately, you have little control over the hacking of these companies, but you do have control over your actions.

Leave These Ten Things at Home to Protect Your Identity

  1. Social Security Card 
    A Social Security card is a valuable document that may be used to open credit card accounts and take out loans. Taking it out where it might be stolen is tantamount to handing over the “keys to the kingdom” to a thief. While Social Security numbers have been removed from Medicare cards, your Medicare Beneficiary Identifier number is also worth shielding.
  2. Multiple Credit Cards 
    Carry a single card for general use and emergencies. Only carry another card if you plan on using it that day. Keeping all those cards at home will save you considerable time in reporting lost cards and disputing charges should your purse or wallet get stolen.
  3. Gift Cards and Certificates 
    They’re like cash. Keep them home until you’re ready to use them.
  4. Spare Keys 
    Your wallet or purse contains your home address. No sense making the theft worse by endangering your home and family.
  5. USB Drive  
    Very convenient for carrying important files, but it’s gone forever if your wallet or purse is lost or stolen.
  6. Password Cheat Sheet  
    Carrying passwords makes it possible for them to fall into the wrong hands. Don’t carry your cheat sheet? How about those ATM PINs? That’s a sure way to lose cash fast.
  7. Checks 
    Carrying around a blank check is an obvious risk. Even a canceled check is a risk since it has your routing and account numbers which may be used to transfer cash.
  8. Receipts – Besides being bulky, they will contain the last five numbers of your credit card. A thief might “phish” to find the rest of these numbers.
  9. Passport 
    A thief could use this to travel under your name, open bank accounts, or even get a Social Security card. Not good.
  10. Business Cards 
    Consider a separate case and carry them in your pocket. Do you really want a thief to know where you work?

 

 

C-J Advisory, Inc. is a registered investment adviser located in San Jose, CA. Registration of an investment adviser does not imply any level of skill or training and is not an endorsement of any regulatory agency.

The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. It may not be used for the purpose of avoiding any federal tax penalties. Please consult legal or tax professionals for specific information regarding your individual situation. This material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named broker-dealer, state- or SEC-registered investment advisory firm. The opinions expressed and material provided are for general information and should not be considered a solicitation for the purchase or sale of any security. Copyright 2019 FMG Suite.