After earning his Bachelor’s degree in Finance from Michigan State University, Kyle has spent the following 10 years helping clients achieve their financial and personal goals. He joined the C-J Advisory Team in November of 2016 bringing his extensive knowledge about ESPP and RSU to the heart of Silicon Valley where can offer his expertise to the tech community. He takes a holistic approach to each client’s unique situation and prides himself on providing advice to enhance every aspect of their financial life.
Kyle holds the Accredited Investment Fiduciary (AIF®) professional designation and National Social Security Advisor certificate.
Outside of the office, Kyle enjoys golfing, mountain biking, playing ice hockey, photography and hiking the beautiful California trails with his wife Ashley and daughter Mackenzie.
Christian Kruse joined C-J Advisory in October of 2019. He brings 26 years of experience in the financial services industry and has worked in banking, brokerage, insurance and institutional trading before earning the Certified Financial Planner® designation in 2012. Prior to joining C-J Advisory, Christian provided comprehensive financial planning to high net worth clients for an independent senior advisor in San Mateo.
Christian holds insurance licenses for Life, Health & Annuities as wells as being a registered investment advisor and CFP® certificate holder. He is an active member of the San Francisco chapter of the financial planner’s association.
Christian grew up in Oregon and graduated from Oregon State University with a degree in economics before moving to the Bay Area in 2000. He earned his Executive Certificate in Financial Planning from San Francisco State University in 2012. He currently lives in South San Francisco with his wife and two young children.
Janet joined the team in January 2018 and works with the firm’s lead advisors to develop and implement financial planning strategies for clients.
Prior to joining C-J Advisory, Inc., Janet was a Client Services Manager and Financial Planning Analyst. Throughout her career, Janet has greatly enjoyed helping individuals and families achieve their personal financial goals.
She earned the AIF® designation from the Center for Fiduciary Studies in 2018. The AIF Designation certifies she has specialized knowledge of fiduciary standards of care and their application to the investment management process.
Janet holds a Bachelor of Business Administration in Marketing from New Mexico State University.
In her spare time Janet enjoys hiking, traveling and spending time with family and friends.
Jen joined the C-J Advisory team in May 2005 and works part-time as an administrative assistant. Jen works behind the scenes on special projects, assisting in the daily needs of the office and provides administrative support to all facets of the business.
Jen’s hobbies include traveling, concerts, snowboarding, cooking and spending time with family and friends. She gives back to the community through volunteer efforts at the local Food Bank helping people in need throughout the Bay Area.
Lupe joined the C-J Advisory team in May of 2019. Lupe facilitates the operational needs of the office and promotes CJA's expertise as the Brand Ambassador. Before joining the C-J Advisory team, Lupe worked as a content writer and office manager for a mural advertising company in Brooklyn, New York. She has a degree in English and Creative Writing from Mills College.
Her hobbies include roller skating, swimming and attending local music shows. She volunteers with the San Jose Public Library and Vitas Healthcare.
Thomas joined C-J Advisory as an Associate Wealth Advisor after graduating from Santa Clara University with a degree in Economics in 2020. Before joining the firm full-time, he served as a financial planning intern at C-J Advisory for six months. Thomas has a passion for financial planning and is currently pursuing the Certified Financial Planner designation. As an Associate Wealth Advisor, he assists the firm’s advisor team with preparation for client meetings, investment research, and building financial plans. He is a member of the Silicon Valley Financial Planning Association, The National Association of Personal Financial Advisors, and Alliance of Comprehensive Planners. In his free time, he enjoys outdoor adventures, traveling, and cooking.